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Catherine Righton

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Catherine Righton is a life insurance specialist and personal finance writer with extensive experience creating educational content for individuals and families. She simplifies complex insurance topics into easy-to-understand guides, helping readers compare life insurance options, understand policy benefits, and make informed financial decisions to protect their loved ones.

Short-Term vs. Long-Term Disability: Which Does Your 2026 Financial Plan Need?

Quick Takeaway Short-term and long-term disability insurance serve the same basic purpose: helping replace part of your income when a covered disability prevents you from working. But...

Income Protection vs. Critical Illness Cover: Do You Need Both?

Introduction Imagine you're diagnosed with a serious illness tomorrow. You survive. But you can't work for: 18 months. Your mortgage still needs paying. Energy bills continue. Food still costs money. Childcare doesn't...

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