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Catherine Righton

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Catherine Righton is a life insurance specialist and personal finance writer with extensive experience creating educational content for individuals and families. She simplifies complex insurance topics into easy-to-understand guides, helping readers compare life insurance options, understand policy benefits, and make informed financial decisions to protect their loved ones.

Disability Insurance for Gig Workers

Disability Insurance for Gig Workers can be easier to understand when you separate the policy language from the sales language. Gig workers usually do not receive the same employer-sponsored disability benefits as traditional employees, making individual income-protection planning especially importa

SSDI vs. Private Disability Insurance

Compare SSDI and private disability insurance, including eligibility, disability definitions, waiting periods, benefit coordination, taxation and claim considerations.

Disability Insurance Explained: How Income Protection Works

Your income pays for groceries, housing, utilities, and other everyday needs. If an illness or injury kept you from working, how long could you...

How Disability Insurance Works: A Complete Guide to Protecting Your Income

What Is Disability Insurance? Most people insure their: Home. Car. Health. But one of their most valuable financial assets is often overlooked: Their ability to earn an income. Disability insurance is...

Individual Disability Insurance Guide: Protecting Your Income When You Need It Most

What Is Individual Disability Insurance? Your paycheck pays for much more than your everyday spending. It may support your: Mortgage or rent Groceries Utilities Insurance premiums Student loans Childcare Retirement savings and other financial...

Employer Disability Insurance Explained: How Workplace Disability Coverage Works

Introduction Your ability to earn an income may be one of your: most valuable financial assets. Imagine earning: $75,000 per year. You pay your: Mortgage or rent Car payment Groceries Utilities Insurance and: Family expenses from that...

Disability Insurance Waiting Periods Explained: How Long Before Benefits Begin?

Disability insurance can replace part of your income when a qualifying illness or injury prevents you from working. But benefits usually don't begin immediately...

Employer Disability Insurance Explained: How Workplace Disability Benefits Protect Your Income

Most people depend on their paycheck to cover everyday expenses. Rent or mortgage payments, groceries, utilities, transportation, childcare, insurance premiums, and loan payments continue...

Individual Disability Insurance Guide: Protecting Your Income When You Need It Most

Your ability to earn an income is one of your most valuable financial assets. If an illness or injury prevents you from working for...

Individual Disability Insurance Guide: Protecting Your Income When You Need It Most

Your ability to earn an income is one of your most valuable financial assets. If an illness or injury prevents you from working for...

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