Quick Takeaway
For people with Medicare, insulin costs remain capped in 2026—but there's an important change many headlines miss.
For a one-month supply of each Part...
Important Accuracy Note About the “86%” Claim
The proposed headline should be adjusted before publication.
Current 2026 data do not support saying that 86% of Medicare...
Quick Takeaway
Employers are being sold an increasingly attractive promise:
Give employees a wellness app → employees become healthier → healthcare claims fall → the program...
Quick Takeaway
Your company may negotiate aggressively over health-insurance premiums while overlooking one of the most complicated parts of employee healthcare spending:
Prescription-drug money flowing through...
Quick Takeaway
Calling an HSA a “Medical 401(k)” isn't a legal or IRS term—but it captures an important feature of the account.
Unlike many health benefits...
Quick Takeaway
The headline is alarming:
Healthcare costs are approaching a 9% trend.
But employers should understand exactly what that number means.
Mercer's employer survey projects the average...
Important 2026 Accuracy Update
There's a major misconception behind this topic that small-business owners need to understand before making benefit decisions:
The final One Big Beautiful...
Quick Takeaway
Yes—AI can make health-plan shopping considerably easier.
A good chatbot can help you organize complicated information about:
Premiums, deductibles, copays, coinsurance, provider networks, prescriptions, HSA...
Quick Takeaway
GLP-1 medications are no longer simply a “weight-loss drug” story.
Depending on the specific medication, GLP-1-based therapies may have FDA-approved uses involving type 2...
Quick Takeaway
If you're staring at two options during Open Enrollment—a lower-premium HSA-eligible plan and a traditional PPO—don't choose based on the deductible alone.
The real...
